Working with an Umbrella Company
Pay made simple.
We offer two simple solutions giving you the freedom of contracting with the benefits of continuous employment
Umbrella and Umbrella+
Here's what's included in UMBRELLA:

Dedicated Support Team
You're never on your own. Our team of experts are here to help.

Workplace
Pensions
Plan for your future. We can pay into any pension provider of your choice.

Employee
holiday pay
Get paid for 28 days a year, not everyone self-employed can say that.

£20m
insurance cover
We make sure you're protected from the unexpected.

Statutory
payments
Expected or unexpected absences paid. Sick pay, paternity pay, etc.

£1,200
savings a year
Huge savings to be made every year with Caroola Rewards.

Access to
MyParasol
No waiting in call queues, manage your entire employment with us online.
- Enjoy an impressive 60% off on electrical goods.
- Get a generous 60% discount on entertainment expenses.
- Save a substantial 20% on insurances and finance offers.
- Save a significant 20% on food and drink expenses.>
- Enjoy a remarkable 18% off on gifts and gadgets.
- Enjoy a satisfying 15% off on fashion purchases.
- Get a valuable 15% discount on health and beauty products.
- Save a considerable 15% on high street shopping
- Get a rewarding 15% off on motoring expenses.
- Get a notable 10% discount on family, kids, and babies.
- Enjoy a beneficial 10% discount on home and garden.
- Save a helpful 10% on various services.
- Enjoy a convenient 10% discount on sports and leisure.
- Get a great 10% off on travel and hotel bookings.
Interested in Umbrella+?
What you get as standard, plus some easier-life benefits and extra savings.
Enjoy things like discounted fuel cards, Employee Assistance Programme, 24/7 virtual medical care, and standard self-assessment tax returns, to name but a few.
Benefits of Umbrella
For most contractors, an umbrella company is the easiest way to get paid. Once you've accepted an assignment, you may be asked to choose an umbrella company.
An umbrella company is an efficient way to get you paid correctly and compliantly. You will become employed (similar to a traditional employee) which means your NI, tax and other deductions are paid correctly and on time. Keeping you on the right side of HMRC.
But that’s not all.
You’ll get all the statutory benefits associated with traditional employment, and a continuous employment record.
So, you'll get the peace of mind you need with mortgage applications, loans and other financial commitments. Even if you work on several assignments at once - or one after the other - as long as you work through the same umbrella company.
- Freedom - Choose when, where and how you work. Get the flexibility and autonomy that comes with being a contractor.
- Employee benefits - All the statutory benefits of a traditional employee. Maternity, paternity and sick pay are all included.
- Simple tax - PAYE and National Insurance deductions made for you. Keep on the right side of HMRC.
- Regular payslips - Applying for mortgages and loans is much easier with continuous employment.
Considering your options?
Umbrella, sole trader or limited company?
Joining an umbrella is great if you want to keep some of the benefits of employment. You also don’t have to worry about admin or compliance.
You have the freedom to choose when, where, and how you work, whilst receiving the benefits of being an employee, including maternity, paternity & sick pay all being included. Being part of an umbrella company also means your employer has to offer pension contributions, so you don't have to worry about saving on your own. By joining an umbrella, you have the flexibility of being your own boss, with the benefits of being employed.
Having someone to provide you with the right support is crucial, whether you’re working under an umbrella company, as a sole trader, or through your own limited company. We’re a part of the Caroola group, so we can grow with you. Our dedicated team of tax experts can advise what options you have, depending on your circumstances.